During the 2016 Presidential election the issue of college affordability became central to the higher education policy debate between Hillary Clinton and Bernie Sanders. However, the authors of this report argue that this debate is slightly misguided as students of all backgrounds are having success in entering college. The problem as the authors argue is in completion. These problems are especially pronounced for students of color. America ranks below (58%) the OECD (69%) average for bachelor’s degree completion rates. The authors propose better collaboration between states and the federal government with regards to higher education funding. New funding schemes should hold institutions accountable for increasing graduation rates among their student population in general, and specifically for Black, Native and Latino students.